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<channel>
	<title>Cars Boutique Blog</title>
	<atom:link href="http://www.cars-boutique.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.cars-boutique.com</link>
	<description>Automobile Information – Car Info and Reviews - Driver Safety Tips – Car Insurance – Car Loans - Car Audio - Car Buying Tips and More.</description>
	<lastBuildDate>Mon, 06 Feb 2012 14:32:05 +0000</lastBuildDate>
	<language>en</language>
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		<title>Battery Reconditioning</title>
		<link>http://www.cars-boutique.com/2012/02/06/battery-reconditioning/</link>
		<comments>http://www.cars-boutique.com/2012/02/06/battery-reconditioning/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 14:32:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Dealers]]></category>
		<category><![CDATA[battery]]></category>
		<category><![CDATA[Battery Reconditioning]]></category>
		<category><![CDATA[Reconditioning]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/02/06/battery-reconditioning/</guid>
		<description><![CDATA[Reconditioning old batteries and reviving batteries which appear to be dead is not a major problem once you know how. To learn how to recondition batteries requires little outlay with many experts on the net giving the low-down for well under forty bucks. Once you have learned the methods (there are one or two, depending [...]]]></description>
			<content:encoded><![CDATA[<p><strong>
<p>Reconditioning old batteries and reviving batteries which appear to be dead is not a major problem once you know how. To learn how to recondition batteries requires little outlay with many experts on the net giving the low-down for well under forty bucks.</p>
<p></strong></p>
<div style="float: left;">
</div>
<p>Once you have learned the methods (there are one or two, depending on the type of battery) the costs per battery are extremely low and the effort involved to recondition an old battery very low indeed. If you learn how to recondition a battery, you may even find it to be a profitable business venture on a small or larger scale. Handy resources will be referred to later in the article.</p>
<h2>Car Dealers</h2>
<p>Although it isn&#8217;t hard to recondition or revive a battery, excellence in anything should never be underestimated. To learn how to fix a battery to its original state, it is crucial to understand the following.</p>
<p>Simple techniques to revive a completely dead battery back to 100% of its original charge capacity (full power) are readily available. It&#8217;s really not that difficult. Keep in mind that rechargeable batteries enable users to forget about power cables which hinder manipulation of power tools, for example and restrict movement of any device to length of the cable from a power source.</p>
<p>Think about how many devices requiring electricity for power are portable nowadays. Okay, the type of battery may vary &#8211; be it for a fork-lift, a cell phone, a golf cart, power tools or iPods, to mention just a few &#8211; but for each type of battery there are quick and easy ways to revive them. I would stress again that the methods are cost effective whether for purely personal use or for a business.</p>
<p>To learn how to recondition automotive batteries, motorcycle batteries, marine batteries and motorized wheelchairs batteries is of great interest for people in all countries. In the States these batteries are expensive for any user and there will be an ever increasing market for reconditioned batteries when the cost of a new one is looked at. Conversely, there exists an ever increasing market in third-world countries where the price of a new battery is also prohibitive.</p>
<p>It is important to take on board that the unhealthy (if not dead) condition of a battery can be due to its charger which frequently malfunctions. But, much more frequently, it is the battery which is murdering the charger. So it is unfortunately common to find people replacing a perfectly good charger, in the belief that the charger is the problem, only to find it destroyed by the real culprit &#8211; the battery. Once a battery&#8217;s &#8216;natural&#8217; lifespan has been exhausted it must be properly reconditioned in order for it not to be a threat to equipment and chargers.</p>
<p>It is also essential to know how to accurately measure the charge capacity of the battery in question. Of course this varies, but once you know precisely how much energy a battery can store at a given time, you can begin to assess the improvement you have made to its performance.</p>
<p>The importance of knowing how to revert a reversed cell cannot be overstated. It is one of the first things to evaluate about a dead battery. You won&#8217;t be able to do anything with it until you have fixed the reversed cell.</p>
<p>One of the best things to understand is exactly why it is that a battery needs reconditioning. A new battery develops a memory effect but, guess what, reconditioning a battery properly should dispel this effect completely. Now that is some feat and means it is possible to continually rejuvenate suspect batteries.</p>
<p>Battery reconditioning requires just a little knowledge and a few cheap tools. It is simply great to use around one&#8217;s own home and for family and friends. It can even turn into a nice little business. Try this battery reconditioning blog for more details: TechnoBlog</p>
<p>  Battery Reconditioning</p>
<p>THE NET&#8217;S FAVORITE MANUAL: <a target="_new" href="http://batteryreconditioningdoctor.blogspot.com" rel="nofollow,external">BATTERY DOCTOR</a></p>
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		<title>RV Water Leaks</title>
		<link>http://www.cars-boutique.com/2012/02/05/rv-water-leaks/</link>
		<comments>http://www.cars-boutique.com/2012/02/05/rv-water-leaks/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 14:02:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Motor Home]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/02/05/rv-water-leaks/</guid>
		<description><![CDATA[If there is a way to get in your RV, water will find it. Water leaks on an RV can cause extensive damage and can be extremely costly to repair. When I worked at an RV dealership I saw the damaging effects that water can cause to an RV time and time again. I learned [...]]]></description>
			<content:encoded><![CDATA[<p><strong>
<p>If there is a way to get in your RV, water will find it. Water leaks on an RV can cause extensive damage and can be extremely costly to repair. When I worked at an RV dealership I saw the damaging effects that water can cause to an RV time and time again. I learned the lesson the hard way. I appraised a unit that was being traded in and didn&#8217;t identify the extensive water damage, which resulted in a thousand dollars worth of repairs. Hindsight is 20/20 and I quickly learned how to inspect for, and identify potential water damage on RVs. My recommendation is that you inspect for potential water leaks twice a year at a minimum, once in the fall and again in the spring.</p>
<p></strong></p>
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<p>Every seam on your RV and anywhere the manufacturer cut a hole in your RV has the potential to allow water in. To protect your investment and your wallet take the time to REALLY inspect all of these seams and sealants. Water damage on an RV is similar to progressive damage to a tire. The outside of the tire looks fine, but the internal damage over a long period of time causes the tire to fail without any warning. The outside of your RV looks fine but the internal damage caused by water over a long period of time can result in the entire roof, floor or wall rotting away without you knowing it. Here are a few things to look for during your inspections.</p>
<h2>Motor Home</h2>
<p>Always keep safety on your mind when you are working on the roof of your RV You can be seriously injured from a fall! A reader of mine suggested that you use 2 pieces of 1/2&#8243;<br />
<br />plywood, 2 foot by 4 foot, to move around on and spread your weight out over the<br />
<br />roof rafters.</p>
<p>* To stop a leak before it starts, thoroughly inspect all roof and body seams. Consult with your RV dealer for sealants compatible with different types of roofing materials.</p>
<p>* Look for any discoloration and feel for any soft spots on the ceiling around roof vents, air conditioners, TV antennas, plumbing vents, and any other openings that were cut in the roof.</p>
<p>* Look for any discoloration or wrinkles in the wallpaper, and feel for any soft spots on the walls around all windows, doors, vents, slide outs, or any other openings that were cut in the side walls.</p>
<p>* Identify the location of items like the water heater, furnace, outside shower, potable water fill and city water inlet on the outside of the RV and then access those areas from the inside of the RV and look for any indications of water damage around these openings.</p>
<p>* Open all overhead cabinets and look in the top corner where the walls meet the ceiling for any discoloration or feel for any soft spots. This would indicate a leak at the seam where the sidewall and the roof attach.</p>
<p>* Check in all outside storage compartments for any indications of water leaks or water damage.</p>
<p>* Check for any soft spots on the roof itself especially around the roof seams at the front and rear of the RV. Thoroughly inspect all sealants on the roof around every opening.</p>
<p>* Some Class C motor homes are notorious for leaks in the cab over bed area. Look for any signs of discoloration and feel for soft spots. Reach under the mattress and feel for water.</p>
<p>* Look and feel on the outside of the RV for any signs of delaminating. Delaminating is caused by water getting between the exterior fiberglass and the sidewall. When this happens the exterior fiberglass separates from the sidewall of the RV. You can stand at the front or rear of the RV and look down the side for any noticeable ripples or what looks like a bubble. You can also press on the sidewalls. If you feel the exterior fiberglass move it is delaminating. Often times delaminating starts around where an opening that was made in the sidewall.</p>
<p>Don&#8217;t just inspect your RV for water damage; REALLY inspect your RV for water damage. If you do this on a regular basis you can locate and repair the source of any water damage before it has a chance to do a great deal of damage. I think I&#8217;ll start checking our motor home more than twice a year.</p>
<p>Happy Camping,</p>
<p>Mark</p>
<p>Copyright 2006 by Mark J. Polk owner of RV Education 101</p>
<p>  RV Water Leaks</p>
<p>RV Expert Mark Polk, seen on TV, is the producer &#038; host of America&#8217;s most highly regarded series of DVD&#8217;s, videos, books, and e-books. <a target="_new" href="http://www.rveducation101.com/" rel="nofollow,external">www.rveducation101.com/</a></p>
<p>Sign up for your free &#8220;RV Education 101&#8243; Newsletter <a target="_new" href="http://rveducation101.com/email/" rel="nofollow,external">rveducation101.com/email/</a></p>
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		<title>Cool Interior Auto Accessories For Your Car</title>
		<link>http://www.cars-boutique.com/2012/02/04/cool-interior-auto-accessories-for-your-car/</link>
		<comments>http://www.cars-boutique.com/2012/02/04/cool-interior-auto-accessories-for-your-car/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 13:32:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accessories]]></category>
		<category><![CDATA[accessories]]></category>
		<category><![CDATA[Interior]]></category>
		<category><![CDATA[Interior Accessories]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/02/04/cool-interior-auto-accessories-for-your-car/</guid>
		<description><![CDATA[Interior auto accessories plus customizing your wheels can really set you apart from the rest. Cool mats and custom mud flaps don&#8217;t have to be that expensive, so you can make a statement and not spend a lot of money. Discount auto accessories are a great way to save money and still have your car [...]]]></description>
			<content:encoded><![CDATA[<p><strong>
<p>Interior auto accessories plus customizing your wheels can really set you apart from the rest. Cool mats and custom mud flaps don&#8217;t have to be that expensive, so you can make a statement and not spend a lot of money. Discount auto accessories are a great way to save money and still have your car or truck looking great.</p>
<p></strong></p>
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<p>If you want to, you can get custom truck wheels for not that much money. They are even available personalized. Ceramic disc brake pads increase the performance of your brakes on your car or can also be used for racing.</p>
<h2>Car Accessories</h2>
<p>The secondary auto parts market is alive and well. Rebuilt cylinder heads can be half the price as new cylinder heads for your engine. It&#8217;s hard to justify the expense of a new car when replacement auto carpet can put new life back into the old family car. It&#8217;s a lot less expensive than huge car payments and higher insurance premiums. Auto air conditioning parts can also be located in several different places locally and also online. Entire networks of dealers are set up throughout the country to find the part you need. It&#8217;s a lot easier than having to dig through the local salvage yard.</p>
<p>Extra interior accessories can include infant car seat covers and pet car seat covers depending who you are hauling around at any particular moment. Covers for infant car seats can keep the seat clean and comfortable for your baby. Seat covers for dogs can protect your seat and provide a barrier between you and your pet. This can be a big safety consideration for both you and your pet.</p>
<p>  Cool Interior Auto Accessories For Your Car</p>
<p>Faye Herl writes about interior <b>auto</b> <b>accessories</b> at <a target="_new" href="http://hubpages.com/hub/-The-Best-Auto-Part-Accessories" rel="nofollow,external">http://hubpages.com/hub/-The-Best-<b>Auto</b>-Part-<b>Accessories</b></a>.</p>
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		<title>How to Treat and Remove Matted Fur Clumps From Your Cat or Dog</title>
		<link>http://www.cars-boutique.com/2012/02/03/how-to-treat-and-remove-matted-fur-clumps-from-your-cat-or-dog/</link>
		<comments>http://www.cars-boutique.com/2012/02/03/how-to-treat-and-remove-matted-fur-clumps-from-your-cat-or-dog/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 05:02:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accessories]]></category>
		<category><![CDATA[Clumps]]></category>
		<category><![CDATA[Clumps Matted]]></category>
		<category><![CDATA[Clumps Remove]]></category>
		<category><![CDATA[Matted]]></category>
		<category><![CDATA[Remove]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/02/03/how-to-treat-and-remove-matted-fur-clumps-from-your-cat-or-dog/</guid>
		<description><![CDATA[Matted fur &#8211; it happens to most dogs or cats occasionally. When you notice matted fur on your dog or cat, it&#8217;s very important to remove the matted fur as soon as possible. Not only is it ugly, but it can become very uncomfortable for your pet causing him to pinch and pull at it. [...]]]></description>
			<content:encoded><![CDATA[<p><strong>
<p>Matted fur &#8211; it happens to most dogs or cats occasionally. When you notice matted fur on your dog or cat, it&#8217;s very important to remove the matted fur as soon as possible. Not only is it ugly, but it can become very uncomfortable for your pet causing him to pinch and pull at it. Of course, this can just make matters worse.</p>
<p></strong></p>
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<p>So, what causes matts and how do you treat matted fur?</p>
<h2>Car Mats</h2>
<p>There are several things which can cause matting, but the most common cause is lack of grooming. If you haven&#8217;t brushed your cat or dong for a while, shame on you. Your pet can&#8217;t do it himself. He&#8217;s totally dependent on you to take care of him. If you can&#8217;t do it regularly, please take your pet to a groomer regularly.</p>
<p>Fleas can also cause matting. They can create a tangled mess in your pets fur. Check and treat your pet for fleas regularly.</p>
<p>Some cats and dogs have 2 coats of fur which shed and need to be brushed out. This is a natural process and it is important to brush out the undercoat when your pet is shedding.</p>
<p>So how do you de-matt your pet&#8217;s fur? Well, let&#8217;s get this one out of the way first. You can always have your pet shaved and let him start all over. Sometimes it&#8217;s the best thing. In the right weather, a fresh shave feels great to your pet. It might scare you at first glance, but it always grows back. However, many people are shocked at the thought of shaving their little beauty, so here&#8217;s how you can take care of matted hair on your own.</p>
<p>The most important thing to remember when de-matting your pet is this: be patient. Bathing your pet before trying to remove the matts can often make the matts worse. Removing matts from your cat or dog is usually not a quick process, so be patient. My youngest yorkie matted up over the course of 2 weeks one time because I slacked on grooming, and it took me 3 weeks to remove the matts.</p>
<p>Here are the tools you&#8217;ll need to remove matts from your dog or cat:</p>
<p>* A steel comb</p>
<p>* A slicker brush</p>
<p>* A matt splitter</p>
<p>First, let your pet get into a comfortable position&#8230; on your lap, on the floor, on the sofa, or wherever he can get comfortable. You don&#8217;t want to wrestle your pet during this. If your pet is matted in several places, start de-matting in the places where your pet is most comfortable lying down. In other words, let your pet get comfortable, then work with the places which have easiest access. Also, do your best to control the cat or dog&#8217;s head. Control the head&#8230; control the pet.</p>
<p>Next begin to work on the matts with the steel comb. Be sure to brush with the grain of the fur. Don&#8217;t pull so hard that it hurts your dog. Just for an experiment, grab a small piece of hair on the back of your own head. Pull down, then pull up. Which one hurt more? Up, right? Keep that in mind when you&#8217;re brushing your pet. Use the steel comb to slowly break up the clumps.</p>
<p>Try to pull the matted clumps apart into small sections with your hands. The matts are easier to remove if they are smaller, and this will cut down on the amount of fur your pet loses. You may need to carefully cut into the matt with scissors to divide it up. Obviously, don&#8217;t get too close to the skin. A cut pet is an unhappy pet. An unhappy pet is more difficult to groom.</p>
<p>As the matts begin to break up, use the slicker brush to remove the tangles. Start at the end of the fur and work your way closer to the skin as the matts loosen up. If you try to start at the base of the fur, next to the skin, you&#8217;ll just end up compressing the matts even tighter.</p>
<p>If your pet is going to require numerous grooming sessions to remove the matts, that&#8217;s ok. The end results will be rewarding for both you and your pet. Take your time. Be patient. help your dog or cat to remain calm and comfortable. If you&#8217;re sitting down to watch TV or a movie, that would be a great time to work on the matts.</p>
<p>After all the matts are removed, plan on regular grooming times for your cat or dog. Keep the comb or brush in a noticeable spot to remind you about maintaining your pet&#8217;s fur. It much easier to brush your pet a few minutes each day than it is to spend hours fighting to remove matted fur.</p>
<p>Good luck!</p>
<p>  How to Treat and Remove Matted Fur Clumps From Your Cat or Dog</p>
<p>Alex Page has been a happy pet owner for nearly 30 years. He enjoys helping pets and pet owners have the best relationship possible. He is currently a key article contributer to 123-pet.com, a site dedicated to discussing all things about pets such as <a target="_new" href="http://123-pet.com" rel="nofollow,external">dog training techniques</a>, correcting <a target="_new" href="http://123-pet.com" rel="nofollow,external">dog behavior problems</a>, and <a target="_new" href="http://123-pet.com" rel="nofollow,external">cat and dog products</a>.</p>
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		<title>Trailer Roof Repair &#8211; A New Roof Made Easy</title>
		<link>http://www.cars-boutique.com/2012/02/02/trailer-roof-repair-a-new-roof-made-easy/</link>
		<comments>http://www.cars-boutique.com/2012/02/02/trailer-roof-repair-a-new-roof-made-easy/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 04:03:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Motor Home]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[Repair Trailer]]></category>
		<category><![CDATA[trailer]]></category>
		<category><![CDATA[Trailer Repair]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/02/02/trailer-roof-repair-a-new-roof-made-easy/</guid>
		<description><![CDATA[Chances are you have seen motor homes parked beside people&#8217;s houses. These could be the huge travel RV&#8217;s or the compact pop-up styles. And you most likely notice them because they are draped with one those huge eye-catching, albeit unattractive, blue tarps! Perhaps this is simply due to the owner&#8217;s motivation for protecting the item [...]]]></description>
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<p>Chances are you have seen motor homes parked beside people&#8217;s houses. These could be the huge travel RV&#8217;s or the compact pop-up styles. And you most likely notice them because they are draped with one those huge eye-catching, albeit unattractive, blue tarps!</p>
<p></strong></p>
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<p>Perhaps this is simply due to the owner&#8217;s motivation for protecting the item when it is not in use. Or, perhaps it is due to the fact that the roof is leaking. This is a common occurrence with these vehicles, as you well know if you own one yourself. The good news is there are wonderful new products on the market allowing you to make your own trailer roof repair.</p>
<h2>Motor Home</h2>
<p>Trailer roof repair used to be an expensive and laborious process that was only performed by some professional repair shop. Now you can purchase all the equipment you need to do this at home. The most popular product to use is termed EPDM. It is a rubber substance that can be brushed or rolled on to seal your traveling roof.</p>
<p>There are products made specifically for travel trailers that are light weight and durable. They offer protection against light foot traffic as well as UV reflectivity. This will, in turn, decrease the deterioration of the roof and increase the life of your vehicle by preventing leaks.</p>
<p>There are some preparations you will need to make prior to commencing with your trailer roof repair. The air conditioner, vents and skylights that you have in the roof will need attention. You should scrape off all the old caulk, which has most likely dried and cracked anyway.</p>
<p>Then you should re-seal around each of the penetrating items with all weather caulking by following the directions on the tube. Once this dries, you should thoroughly clean the entire surface with a brush to remove any road dirt, oils and debris. You must have a clean palette to apply the EPDM.</p>
<p>If you have any irregular surfaces when completing your trailer roof repairs, you might investigate the use of specially made fabrics for these areas. You might also want to consider replacing any screws that are not flush with the roof. This will facilitate a better sealing process.</p>
<p>These procedures require your careful attention but are very effective in prolonging the life of the trailer roof. It is also more cost effective to take these measures than to continue to let the roof leak. Throw out that big blue tarp, and apply a brand new roof to your favorite leisure vehicle.</p>
<p>  Trailer Roof Repair &#8211; A New Roof Made Easy</p>
<p>Be sure to visit author Chris Smitts website where you will find lots of FREE INFORMATION about Roofing and Roof Repair- Click Here [http://www.metal--roofing.net/roof-repair/roof-repair.php]</p>
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		<title>Choosing the Best Carpet Shampoo For Your Home</title>
		<link>http://www.cars-boutique.com/2012/02/01/choosing-the-best-carpet-shampoo-for-your-home/</link>
		<comments>http://www.cars-boutique.com/2012/02/01/choosing-the-best-carpet-shampoo-for-your-home/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 03:36:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accessories]]></category>
		<category><![CDATA[carpet]]></category>
		<category><![CDATA[Choosing]]></category>
		<category><![CDATA[Choosing Shampoo]]></category>
		<category><![CDATA[Shampoo]]></category>
		<category><![CDATA[Shampoo Choosing]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/02/01/choosing-the-best-carpet-shampoo-for-your-home/</guid>
		<description><![CDATA[Finding the most effective carpet shampoo for your needs depends upon a few different factors. You&#8217;ll want to take into consideration the size of your carpet, the type of dirt or stains that you need to remove, and what kind of carpet cleaning machine or carpet shampooer you&#8217;ll be using in conjunction. Read on to [...]]]></description>
			<content:encoded><![CDATA[<p><strong>
<p>Finding the most effective carpet shampoo for your needs depends upon a few different factors. You&#8217;ll want to take into consideration the size of your carpet, the type of dirt or stains that you need to remove, and what kind of carpet cleaning machine or carpet shampooer you&#8217;ll be using in conjunction. Read on to learn more about the different types of carpet shampoo out there, and which one will work the best for you and your home cleaning needs.</p>
<p></strong></p>
<div style="float: left;">
</div>
<p>When it comes to removing dirt or stains from a specific area of your rug or carpet, versus an overall carpet cleaning and refreshing, the best type of carpet shampoo will be a concentrated spot or stain remover. These are usually packaged in aerosol spray cans, and the contents are applied directly to the area of your carpet where the stain or spill is found. This is a great way to clean up recent stains and spills without having to rent or purchase a carpet shampooer, since the stain is only in a small area. This is an easy method of cleaning your carpets quickly and efficiently, with the least amount of hassle.</p>
<h2>Car Mats</h2>
<p>For rugs or carpets that need an overall clean and freshening, dry carpet shampoo is a great place to start, because it does not require the use of a carpet shampooer. Instead, the powder is sprinkled all over the area of your carpet that you&#8217;d like to clean, and then once it sits for a specified duration, you simply vacuum up the residue using a regular upright vacuum. The powder is essentially magnetized to the dirt and dinginess in your carpet, which makes it effective &#8211; but it does not necessarily have the cleansing power of a shampoo that is used in conjunction with a carpet shampooer.</p>
<p>A liquid carpet shampoo or detergent, when combined with a high-powered carpet shampooer, can be one of the most effective ways of deep cleaning your carpet and truly bringing it back to life. Although you can certainly purchase a carpet shampooer at a hardware or home improvement store, you also have the option of renting one, which is an economical way of cleaning your rugs and carpets without investing the hundreds of dollars that&#8217;s most carpet cleaning machines are priced at.</p>
<p>  Choosing the Best Carpet Shampoo For Your Home</p>
<p>Learn more about the different types of <a target="_new" href="http://hubpages.com/hub/carpet-shampoo" rel="nofollow,external">carpet shampoo</a> that you can choose from, and decide if using a <a target="_new" href="http://hubpages.com/hub/carpet-shampooer-guide" rel="nofollow,external">carpet shampooer</a> will provide the best cleansing power for the rugs and carpets in your home.</p>
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		<title>Personal Injury Settlement Calculators</title>
		<link>http://www.cars-boutique.com/2012/01/31/personal-injury-settlement-calculators/</link>
		<comments>http://www.cars-boutique.com/2012/01/31/personal-injury-settlement-calculators/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 03:02:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[automobiles]]></category>
		<category><![CDATA[Calculators]]></category>
		<category><![CDATA[Calculators Injury]]></category>
		<category><![CDATA[Injury]]></category>
		<category><![CDATA[Injury Calculators]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[Settlement]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/01/31/personal-injury-settlement-calculators/</guid>
		<description><![CDATA[Personal injury settlement calculators provide you a new method of computation for determining a settlement amount. It tells the appropriate amount that can be claimed from the damage or the loss that has happened. For this calculation of the claim, consultation with your attorney helps you to recover the legal damages caused by the civil [...]]]></description>
			<content:encoded><![CDATA[<p><strong>
<p>Personal injury settlement calculators provide you a new method of computation for determining a settlement amount. It tells the appropriate amount that can be claimed from the damage or the loss that has happened. For this calculation of the claim, consultation with your attorney helps you to recover the legal damages caused by the civil wrong of the person who caused you the personal injury.</p>
<p></strong></p>
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<p>Personal injury settlement calculators are specifically used only for personal injury. This saves lots of time and helps you to reach a reasonable and fair personal injury settlement. It is a real time saver and a solid frame of reference is made using this calculator. It calculates the amount value and gives you a clear picture of the lump sum you might be paid for your structured settlement.</p>
<h2>Automobile</h2>
<p>Calculations which are done by the personal injury damage calculator include factors such as medical expenses, future medical expenses, the process involved in rehabilitation, prosthetics, wages that are lost, future lost wages, pain and suffering, future pain and suffering, disability, the future disability involved, loss of quality of life, the present and the future impairment, loss of consortium, and the loss of services.</p>
<p>The amount involved in the personal injury is categorized in each of the above factors. A fair settlement amount is then calculated. In certain cases, if the insurance companies do not pay you the claimed amount, then one has to consult with their attorney for the recovery of the lost and the legal damages caused by the civil wrong of the defendant. It is not recommended to evaluate the personal injury without knowing the law or consulting your attorney, since in many cases the insurance companies attempt to minimize the damages by just refusing few of your legal damages.</p>
<p>  Personal Injury Settlement Calculators</p>
<p>Personal Injury Settlements [http://www.e-personalinjurysettlements.com] provides detailed information on Auto Accident Personal Injury Settlements, Average Personal Injury Settlements, Personal Injury Insurance Settlements, Personal Injury Settlement Amounts and more. Personal Injury Settlements is affiliated with Personal Injury Settlements [http://www.e-PersonalInjury.com].</p>
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		<title>Using Government Grants For Debt Relief</title>
		<link>http://www.cars-boutique.com/2012/01/30/using-government-grants-for-debt-relief/</link>
		<comments>http://www.cars-boutique.com/2012/01/30/using-government-grants-for-debt-relief/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 02:04:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Loans]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Grants]]></category>
		<category><![CDATA[Grants Government]]></category>
		<category><![CDATA[Relief]]></category>
		<category><![CDATA[Relief Grants]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/01/30/using-government-grants-for-debt-relief/</guid>
		<description><![CDATA[When looking to pay off credit card debt, one of the most overlooked options many people have are government grants. Many people do not look into these grants because they simply do not know about them. However, the government sets aside billions each year just for this purpose, to give them away. If you are [...]]]></description>
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<p>When looking to pay off credit card debt, one of the most overlooked options many people have are government grants. Many people do not look into these grants because they simply do not know about them. However, the government sets aside billions each year just for this purpose, to give them away.  If you are one of the millions of people who are suffering from credit card debt, you definitely want to consider applying for a grant from the government.</p>
<p></strong></p>
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<p>Government grants are available, the key is finding them. If you are looking for debt relief, you should understand that there are ways to get out of this debt and it is up to you to seek the help you need and deserve. We all get into trouble now and then with our financial situation, however, if the help is available, why not take advantage of it.</p>
<h2>Car Loans</h2>
<p>Why do these grants make more sense when it comes to credit card debt elimination? Simply put, these grants are far easier to obtain than traditional loans. Traditional loans may require some form of collateral or security deposit, grants do not require these because they are provided by the government.</p>
<p>The key to grants is to be creative. The government is willing to jump-start the economy by providing small business grants. If you apply for and receive a grant for several thousand dollars, you can eliminate your debt by using the money earned in your business to pay them off.</p>
<p>In order to get the grant the people accepting your application will need to review your situation. In other words, they will be looking at many things. First, they will be looking at if you have the ability to pay the money you currently owe, then they will take a look at the debts you currently have, and finally your financial ability to repay what you owe and still maintain your current debt. If you can prove that you cannot pay back this money, the grant will likely be yours.</p>
<p>Government grants can do many things for you. First, they can provide you with the money you need for debt relief without having to provide security or collateral. Second, these grants can save you from having to file for bankruptcy. Third, no repayment is necessary, this is type of financial aid, and it cannot be taxed and does not accrue any interest. Finally, it can instantly make you debt free, which cannot be said about other types of debt relief solutions.</p>
<p>Overall, obtaining a government grant just makes sense when you are swimming in debt that you cannot get out of.</p>
<p>  Using Government Grants For Debt Relief</p>
<p>Paul Sarwana offers information  about <a target="_new" href="http://www.debtfirms.com/government-grants.html" rel="nofollow,external">government grants for debt relief</a> to help debtors build confidence in improving their financial situation. He runs an informational website that provides tips on <a target="_new" href="http://www.debtfirms.com/debt-management.html" rel="nofollow,external">personal debt management</a>. Please visit <a target="_new" href="http://www.debtfirms.com/" rel="nofollow,external">http://www.debtfirms.com/</a> to get more quality government grants information.</p>
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		<title>Why Huawei Ascend M860 Is A Great Mobile Phone</title>
		<link>http://www.cars-boutique.com/2012/01/27/why-huawei-ascend-m860-is-a-great-mobile-phone/</link>
		<comments>http://www.cars-boutique.com/2012/01/27/why-huawei-ascend-m860-is-a-great-mobile-phone/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 14:30:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Accessories]]></category>
		<category><![CDATA[Ascend]]></category>
		<category><![CDATA[Ascend Huawei]]></category>
		<category><![CDATA[Huawei]]></category>
		<category><![CDATA[Mobile]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/01/27/why-huawei-ascend-m860-is-a-great-mobile-phone/</guid>
		<description><![CDATA[If you are budget conscious customers who believe that not every best thing in life needs a lot of money, you are surely right, at least with Huawei Ascend M860. This surely is one of its kinds of phone, a great value for money for all customers. The prime reason for this phone being a [...]]]></description>
			<content:encoded><![CDATA[<p><strong>
<p>If you are budget conscious customers who believe that not every best thing in life needs a lot of money, you are surely right, at least with Huawei Ascend M860. This surely is one of its kinds of phone, a great value for money for all customers. The prime reason for this phone being a great buy is its price. As we have seen in the past, Huawei decided to price this phone very reasonably, making it affordable for everyone who wanted a new mobile.</p>
<p></strong></p>
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<p>However, the lower price does not mean that you have to compromise on features or user-friendliness. If you read all customer reviews about this phone, you will find that most phone review website rated this mobile 8/10, one of the highest scores for mobiles in its range. You will also find that this phone is rated highly in many other aspects including its battery life, memory support, music player and other connectivity features.</p>
<h2>Car Accessories</h2>
<p>If you&#8217;re buying Huawei Ascend M860, make sure to buy a 16 GB micro SD card, preferably from a reputable brand like SanDisk. This will help you to store everything you needed in your mobile phone, probably thousands of music tracks which will make sure that you will never run short on music. Since the price for memory cards are constantly coming down, you can get a 16 GB memory cards for a reasonable price.</p>
<p>You can also get multiple car accessories for Huawei Ascend M860. Some of the features include a portable speaker system and windscreen stand. This will help you to conveniently operate your phone from car but make sure that you&#8217;re driving responsibly and not miss using these great features. You can also find a good range of headphone sets, both wired and wireless, which ensures you hands-free connectivity. This comes as a great handy tool when you are traveling because you can listen to music and talk with someone, without ever lifting your phone.</p>
<p>Similarly, this mobile also has multiple protective cases including the silicon skins. Silicon skins are common, but they are capable of protecting your phone in case of an impact. If you&#8217;re looking for hard covers, you can find some clip on hard covers that will provide additional durability for your phone. With a large range of additional accessories and excellent support from manufacturer, this phone is the kind of fun that every mobile phone owner would love to have.</p>
<p>If you are a regular mobile phone user, you probably have realized that price is not the only factor that will determine the value of a mobile phone. But there are additional factors like accessories, features and customer support to consider. However, there won&#8217;t be many mobile phones that will meet all these qualities in one go. This is where Huawei Ascend M860 turns on to be an excellent phone with a lot of goodies packed in it. You will never be disappointed with this great phone.</p>
<p>  Why Huawei Ascend M860 Is A Great Mobile Phone</p>
<p>To learn more on this, please visit:<br /> <a target="_new" href="http://www.AdvanceCellular.com" rel="nofollow,external">Huawei Ascend M860 <b>accessories</b></a>.</p>
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		<title>Forces and Trends in Business</title>
		<link>http://www.cars-boutique.com/2012/01/25/forces-and-trends-in-business/</link>
		<comments>http://www.cars-boutique.com/2012/01/25/forces-and-trends-in-business/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 03:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Loans]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Forces]]></category>
		<category><![CDATA[Forces]]></category>
		<category><![CDATA[Forces Business]]></category>
		<category><![CDATA[trends]]></category>

		<guid isPermaLink="false">http://www.cars-boutique.com/2012/01/25/forces-and-trends-in-business/</guid>
		<description><![CDATA[The corporate environment is characterized by a number of variables: competition, dynamism, turbulence, complexity and change. All organizations must develop ability to continuously and consciously transform themselves and their contexts. Such contexts include restructuring for optimum effectiveness, reengineering key processes and streamlining functions that are able to provide a source of competitive advantage. The aim [...]]]></description>
			<content:encoded><![CDATA[<p><strong>
<p>The corporate environment is characterized by a number of variables: competition, dynamism, turbulence, complexity and change. All organizations must develop ability to continuously and consciously transform themselves and their contexts.  Such contexts include restructuring for optimum effectiveness, reengineering key processes and streamlining functions that are able to provide a source of competitive advantage.  The aim is to adapt, regenerate and most important, survive.  (McLean, 2006).</p>
<p></strong></p>
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<p>For a company to thrive today, strategists must find ways to increase the organization&#8217;s ability to read and react to industry and market changes. They must know their goal to boost the company&#8217;s strategic flexibility by recognizing disruptions earlier and responding faster.<br />
<br />Strategic flexibility or adaptability can be defined as the organization&#8217;s capacity to identify major changes in its external environments, quickly commit resources to new courses of action in response to such changes, and to recognize and act promptly when it is time to halt or reverse existing resource commitments. Being adaptable means leaders must not get stuck in a too-rigid way of looking at the world. The organization must view change as an inevitable and essential part of an organization&#8217;s growth, in order to achieve this adaptability.</p>
<h2>Car Loans</h2>
<p>When there is uncertainty or unpredictability in the environment, managers tend to focus almost all their energy on successfully executing the current strategy. What they also should be doing is preparing for an unknown future. Flexibility stems from the ability to learn; managers tend to overlook the negative and emphasize the positive. They need to understand not only what led to the positive outcomes but also what led to the negative ones.  This will optimize their learning experience. According to Ford (2004) four points to foster and maintain adaptability include challenging complacency, giving all employees a voice, encouraging participative work and driving fear out of your group.</p>
<p>The companies chosen for this task vary by industry: a famous automobile manufacturer (Ford) a bank going through a merger (Compass) and a start-up software company (DawningStreams).  Ford and Compass have been in business for a long time; it is likely they have changed their strategic plan based on changing forces and trends.  DawningStreams is new (established in 2005 and incorporated in 2007).  Even though they have not had their first sale and have no staff, the owners have devised several iterations of their strategy.</p>
<p>There is a diversity of stakeholders all that are interested in the activity of business organizations. Emphasis must be placed on their adaptability in strategic analysis and their adaptability in strategic management of business organizations.  The organization must have a strategic management model.</p>
<p>Each company might scan the same areas, but for different reasons.  Considering technological advances, Ford would prepare itself to lead the market by having various electronic equipment in their vehicles, as well as robotic equipment with which to build them and the supply chain technology to keep all in check.  Compass Bank is going through a merge and expanding globally; therefore they will need to keep abreast of communication technology. DawningStreams is a software company; they will need to monitor those companies who would be their competition to ensure their product offers better functionality.  All three companies would make sure potential customers would be able to get good information from internet websites and advertisement, which encompasses yet another area of technology the organizations may need/want to scan.  In this instance, many members of the organization must be enrolled: upper management and finance, who will determine budgetary factors; the IT department, who will be responsible for the implementation and maintenance of some of the technology; the staff who must be trained to use the technology; a sales force who will sell the technology.</p>
<p>To the outside observer, it may seem unnecessary for any but Ford to scan the (actual) environment when it comes to issues such as emission control, fuel efficiency and hybrid cars.  That is true however; Compass Bank and DawningStreams can plan a strategy to be friendlier to the environment (and their pocketbooks) by practicing paper reduction (through the aforementioned technology).  Lastly, DawningStreams&#8217; product may be useful as a file sharing service to environmental groups.</p>
<p>With regard to the legal environment, all three must be acutely aware of laws, which affect their respective industry among others.  To Ford, legal applies, among other areas, to environmental protection laws and department of transportation safety laws.  To Compass Bank, they would abide by the rules of the Federal Reserve (www.federalreserve.gov) and the Federal Insurance and Deposit Corporation (www.fdic.gov). DawningStreams must follow laws as they pertain to the transfer of files, which have intellectual property and also the export of products, which have algorithms. All three companies are global and will need to monitor those laws in other countries, which could effect the strategic planning.</p>
<p>At one company after another&#8211;from Sears to IBM to Hewlett-Packard to Searle, strategy is again a major focus in the quest for higher revenues and profits. With help from a new generation of business strategists, companies are pursuing novel ways to hatch new products, expand existing businesses, and create the markets of tomorrow. Some companies are even recreating full-fledged strategic-planning groups. United Parcel Service expects to spin out a new strategy group from its marketing department, where strategic plans are now hatched. Explains Chairman Kent C. Nelson: &#8220;Because we&#8217;re making bigger bets on investments in technology, we can&#8217;t afford to spend a whole lot of money in one direction and then find out five years later it was the wrong direction.&#8221;</p>
<p>In such a world we need a planning model that allows us to anticipate the future and to use this anticipation in conjunction with an analysis of our organization&#8211;its culture, mission, strengths and weaknesses&#8211;to define strategic issues, to chart our direction by developing strategic vision and plans, to define how we will implement these plans and to specify how we will evaluate how well we are implementing these plans. The fact that the world is changing as we move forward in the future demands that the process be an iterative one.</p>
<p>Ford Motor Company &#8211; Socio-cultural</p>
<p>Ford Motor Company embraces the socio-cultural changes taking place to allow the company to move in the right direction with respect to attitudes in the society.  Two areas that stand out in terms of socio-cultural attitudes would be that of fuel economy and smaller cars.  The growing concern by the public for better fuel economy has influenced the company&#8217;s introduction of the Ford Escape Hybrid and Mercury Mariner Hybrid.  The organization is committed to the hybrid to improve fuel economy as a global strategy to meet customer demands.  The increased demand in society for such environmentalism has assisted in the decision for Ford Motor Company to look forward to adding the hybrid feature to the Ford Fusion and Mercury Milan and continue in such a strategic planning direction.</p>
<p>The customers that use these vehicles get a substantial break on their insurance in many states and a tax credit as well while enjoying the increased mileage of a vehicle that runs on gasoline and capabilities for 100 percent electric power.  The environmental scanning by Ford Motor Company has allowed the company to be knowledgeable of the fact that the people in the United States are buying more small cars today than any other type of vehicle segment.  The lifestyles changes have been monitored and there is good data that shows that such a trend will continue in this direction and the expected growth in this segment will continue.  The company has redesigned the inside and outside of the Ford Focus to set the car apart from the competitors in the small car segment while increasing upgrades and features to experience positive outcomes.  The direction that the company is taking is based on a competitive advantage and being a leader in the industry.  The vehicle line has both a sedan and a coupe to attract targeted markets including younger buyers at an entry level to build upon brand loyalty and customer retention.  Ford Motor Company will continue to use the socio-cultural factors to drive the business and enjoy future success.</p>
<p>Ford Motor Company &#8211; Legal &#8211;</p>
<p>Ford Motor Company with regard to the Environmental Protection Agency adheres to the legal aspect of environmental scanning.  Ford Motor Company accepted an award in March 2007 from the Environmental Protection Agency called the Energy Star 2007 Partner of the Year Award in Energy Management.  The company is the first automaker to have ever been awarded the award two years in a row.  The award has come to be presented due to the commitment made by the company to increase energy efficiency and to reduce the greenhouse gas emissions from all of the facilities in the company.</p>
<p>The organization is committed to the responsible use of resources and energy efficiency.  The leadership realizes that the environmental protection laws are of great importance and use the environmental scanning to move in the right direction to obtain future success in the company.  In 2006 alone the company has improved the energy efficiency in the United States operations by five percent and saving approximately  million with enough energy saved to equal 220,000 homes.  The effective energy management protects the environment and reduces the greenhouse emissions.  Some of the actions taken by the company include replacing lighting fixtures that use 40 percent less energy and using different low-energy, long-lasting compact fluorescent lamps in the properties to include the plants, corporate offices, distribution centers, and research and development campuses.  Due to the environmental scanning that takes place at Ford Motor Company the company will use the information that is collected and continue in this direction.  New projects for the company include Fumes-to-Fuel that is a system that converts paint fumes into electricity that is being performed with Detroit Edison along with attempting to consolidate the application of primer, base and clearcoat paint applications into a single application to eliminate the need for separate applications and ovens.  In addition to the paint booth emissions Ford Motor Company will continue to rely on alternative energy sources such as landfill gas and wind and solar technologies to power their manufacturing facilities.</p>
<p>Ford Motor Company &#8211; Technology &#8211;</p>
<p>Another environmental scanning tool that Ford Motor Company monitors and uses would be the technological portion.  The company has invested  billion in the latest technology for flexible manufacturing.  The technology that is involved is in many forms to include wireless technology that is installed on the delivery trucks with supplies to the plant as a monitoring status and improved efficiency to reduce inventory.  The flexibility of products in the same plant allows the organization to use the same machinery and process for all areas from body assembly, paint facility, and final assembly.  The improved efficiency at the manufacturing facility allows for several vehicle platforms to be built on the same line to produce multiple models and quickly change the vehicle mix, the volume, and options based on customer demand.</p>
<p>The technological changes that are being embraced by Ford Motor Company through environmental scanning enables the company to experience huge cost savings through new product launches and 50 percent reductions in cycle changeovers along with waste reduction.  Robots are among the technological changes that are being experienced within the organization to include the 400 from the project that are used to weld and assemble the metal body of the vehicle for stamping and assembly.  Artificial intelligence in the form of advanced visions systems and laser tracking systems are used to ensure quality through accuracy and dimension abilities.  A multi-million dollar training facility is used to ensure that the workforce has the knowledge, skills, and ability to reap the benefits from the new technology that is being used by the company.  The training that is administered includes the new servo-electric weld gun system that identifies the perfect center for welding that has replaced the older and loud air-powered system that used a less sophisticated spring system.  The environmental scanning of technology that is performed by Ford Motor Company has allowed the company to have positive outcomes in efficiency while remaining a competitive company in the industry through cost savings and continuous improvement.</p>
<p>Compass Bank- Political -</p>
<p>On February 16, 2007, Compass Bancshares, Inc., the parent company of Compass Bank, announced the signing of a definitive agreement under which Banco Bilbao Vizcaya Argentaria, S.A. (NYSE: BBV Madrid: BBVA) (&#8220;BBVA&#8221;) will acquire Compass for a combination of cash and stock. Compass will become a wholly owned U.S. subsidiary of BBVA and will continue to operate under the Compass name. The transaction is expected to close during the second half of 2007, pending customary closing conditions, including necessary bank regulatory approvals in the U.S. and Spain and the approval of the stockholders of both Compass and BBVA.</p>
<p>BBVA, which operates in 35 countries, is based in Spain and has substantial banking interests in the Americas. The transaction will facilitate BBVA&#8217;s continued growth in Texas and will create the largest regional bank across the Sunbelt. Upon completion of the transaction, Compass will rank among the top 25 banks in the United States with approximately  billion in total assets,  billion in total loans and  billion in total deposits. In addition, the combined company will rank fourth in deposit market share in Texas with .6 billion in total deposits and 326 full-service banking offices.</p>
<p>Compass is a  billion Southwestern financial holding company that operates 415 full-service banking centers in Alabama, Arizona, Colorado, Florida, New Mexico and Texas. Compass provides a broad array of products and services through three primary lines of business &#8211; Corporate Banking, Retail Banking and Wealth Management. Compass is among the top 30 U.S. bank holding companies by asset size and ranks among the top earners of its size based on return on equity.</p>
<p>Under the terms of the definitive agreement, which has been approved by the board of directors of Compass and the relevant bodies of BBVA, Compass will become a wholly owned subsidiary of BBVA. After closing, BBVA intends to merge its U.S. based banking affiliates &#8211; including the former operations of Texas Regional Bancshares, State National Bancshares and Laredo National Bancshares &#8211; with Compass.</p>
<p>The aggregate consideration is composed of a fixed number of approximately 196 million shares of BBVA common stock and approximately .6 billion in cash. The merger is subject to customary closing conditions, including necessary bank regulatory approvals in the U.S. and Spain and the approval of the stockholders of both Compass and BBVA. The transaction is expected to close in the second half of 2007.</p>
<p>The merger between both companies will be determined by the political factors ranging from implications of laws and regulations to the state of world politics including the consideration of wars which may be going on in different parts of the world.  New laws, regulations, tax programs and public policy create forces and trends, which may provide challenges and barriers or opportunities for any company or organization.</p>
<p>Compass Bank &#8211; Technology &#8211;</p>
<p>Ford is in the process of implementing a laser marking system on its production line to ensure the highest standard on each transmission assembled.  The system will be checking for quality on different points on the assembly line. Ford is teaming up with a company called MECCO to implement this process and a trial run of the new system will last for 3 months.  MECCO is a leader in its industry when it comes to laser technology. The decision to implement this new laser marking system came because it is more cost- effective and safer than previous ways of marking checkpoints for quality.</p>
<p>Although this process at Ford has not officially been implemented yet, Compass Bank can learn a few different things.  It may be a good idea for Compass Bank to do a short trial of online cell phone banking to see how popular it becomes and if it worth all the time and effort, being spent to get it launched.  Compass Bank should also consider investing into a company who is the best at what they do, is in the same time zone, and can meet their demands in a timely manner, not simply because they may be cheaper. Finally, Compass Bank can learn that they need to consider what will be most cost-effective and in the best interest of the company over time.  Organizing a time line and a list of costs and potential risks would also be beneficial to Compass Bank so they know what to expect and when with the implementation of online cell phone banking.</p>
<p>When completing the global scan one looks for emerging new technologies which may impact any business in any industry.  At one time the emergence of the Internet was a technology that was becoming an emerging trend across all industries.  Today very new technologies are used to develop information systems at a fraction of the cost and time of processes that were used five years ago.  Wireless is a telecommunications technology that may have moved from a trend to a force in revolutionizing the way information is stored, accessed and used across all industries around the world.  Some, if leveraged by a company within an industry before competitors use it, may even provide a competitive advantage.</p>
<p>Compass Bank &#8211; Competition &#8211;</p>
<p>Although mergers may be costly and rather difficult, the value it creates in the end is the desired outcome companies seek. The eagerness to merge is based on several beliefs, those beliefs are, that the performance gains are greater, expenses are reduced, market power is increased, and shareholder&#8217;s wealth is also greater than before. The value of a merger is enhanced when the overall benefit is more valuable than the aggregate of two separate pre-merger companies.<br />
<br />In the end, both John and Bernard should consider this before finalizing a decision. When Zion&#8217;s purchased Stockmans, there overall value increased by 43 branches. These branches will help performance and brings much more power to the financial market. In the Journal of Money article, Pilloff states &#8220;Companies are more willing to acquire others to avoid being acquired themselves.&#8221; Keeping this in mind, companies must figure out a cross border strategy.</p>
<p>As part of the broad environmental scan, it is important to identify the internal capabilities of the organization.  There are various models for defining capabilities.  Most focus on the broad set of intangible assets such as brand, human capital, organizational capital and even relationship capital.  Others include the more concrete assets such as available capital, the organization structure, current technologies and information technology infrastructure.  In addition to doing a broad environmental trend, Compass Bank needs to do a more detailed capability assessment using any of the models available.</p>
<p>DawningStreams &#8211; Competitors &#8211;</p>
<p>Business activities are becoming more and more complex to manage, because of distance, time zones, number of parties involved in projects, number of tasks to achieve, multiple prioritizations, lack of general synchronization, insufficient secure and confidential communication channels and growing complexity of IT infrastructures. The use of task list managers has become very common. It is becoming more difficult to keep teams synchronized, to follow and to implement new business processes and to exchange sensitive information confidentially. The DawningStreams software application is aiming at increasing the practicality of daily executive activities. The types of business, which will most probably be interested in our product, are construction (size of network), consulting (need for synchronization), pharmaceutical research (secure exchange of information) and the software industry (complexity of manufacturing).</p>
<p>Many companies have already developed software applications that enable secured communications and file sharing. However, most, if not all, are relying on Microsoft technologies, which prevent them from expanding to Mac or Unix users. DawningStreams is developed in Java, which can be used on any platform, including Mac and Unix. Microsoft has acquired the Groove Company and has released a new version of the product, which can perform many of the functionalities of DawningStreams, but not generic activities (http://office.microsoft.com/en-us/groove/default.aspx). This is our closest competitor by far. More recently, we found, merely by accident, a company called Shinkuro (www.shinkuro.com), which offers the file sharing aspects of DawningStreams but lacks other capacities.</p>
<p>Although DawningStreams will face competition from many existing players, the fact that it will combine a super-set of functionalities in one application, for a very reasonable price, will give it some leading edge over other competitors. If the US patent is granted, the position of DawningStreams will become a niche. Even if the patent were not granted, it would take a profound architectural redesign of Groove (or other competitors) to include generic activities and match the offer of DawningStreams.  As a strategy we will monitor the activities of those companies&#8217; websites and understand what they offer in terms of similar functionality and try to ensure we match or best those functionalities to the best of our ability and resources</p>
<p>DawningStreams &#8211; Political -</p>
<p>Maintaining the secrecy of information is the fundamental function of encryption items.   Persons abroad may use such items to harm US law enforcement efforts, as well as US foreign policy and national security interests.  The US Government has a critical interest in ensuring that persons opposed to the United States are not able to conceal hostile or criminal activities, and that the legitimate needs for protecting important and sensitive information of the public and private sectors are met.  Since 2000, US encryption export policy has been directed by three fundamental practices: technical review of encryption products prior to sale, streamlined post-export reporting, and license reviews of proposed transactions involving strong encryption to certain foreign government end-users and countries of concern.  US encryption policy also seeks to ensure that American companies are not disadvantaged by the European Union&#8217;s &#8220;license-free zone.&#8221; (Bureau of Industry and Security, 2007).</p>
<p>DawningStreams will contain cryptographic functions. Any reliable and efficient cryptographic system requires a central authority to avoid identity theft. Cryptography is a key functionality of DawningStreams. All specialists insist on designing systems using well-studied algorithms and fully tested protocols; novelty is considered a source of risk. The cryptographic layer of DawningStreams will rely on a dual public-private key system. The private key encryption system will implement Rijndael, the Advanced Encryption Standard (http://csrc.nist.gov/CryptoToolkit/aes/rijndael/), the public key system will implement RSA (www.rsa.com)   and the hashing function will implement the 256 bits version of the Secure Hash Algorithm  (http://secure-hash-algorithm-md5-sha-1.co.uk/ ).</p>
<p>Encryption products can be used to conceal the communications of terrorists, drug smugglers, and others intent on harming U.S. interests. Cryptographic products and software also have military and intelligence applications that, in the hands of hostile nations, could pose a threat to U.S. national security. The national security, foreign policy, and law enforcement interests of the United States are protected by encryption export controls. These controls are consistent with Executive Order (E.O.) 13026, which was issued on November 15, 1996, and the Presidential Memorandum of the same date. (Bureau of Industry and Security, 2007).</p>
<p>DawningStreams also plans to be an international company, as offices now exist in the Netherlands and the US.  As part of the strategy, we will ensure we remain compliant by registering our product with any necessary agency and allowing those agencies access to the processes if they feel there is a threat.  We will be responsible to monitor (as best as we can) our client base and to put the proper verbiage in our contracts that illegal activities will not be tolerated. We will continue to monitor the BIS site mentioned in previous paragraphs and also sites in the European Union such as the Crypto Law website of legal expert Bert-Jaap Koops (http://rechten.uvt.nl/koops/)</p>
<p>DawningStreams &#8211; Technology/Intellectual Property &#8211;</p>
<p>The management of organizational strategy requires a comprehensive assessment of the macro environment of the business. Intellectual Property (IP) refers to the original ideas and innovations evolved by an organization in order to haul up its systems and processes. Creation of ideas requires large investments. This necessitates the protection of IP. Benchmarking is the continuous process of measuring products, processes, and systems of an organization against those that are rated best in the industry. It helps in uncovering weaknesses and flaws in the organizational systems, processes, and products. (Watson, 2003)</p>
<p>The study of the global research conducted by McAfee Inc. and MessageLabs Ltd. on security threat in small businesses in the U.S. reveals that 80 percent of small-and-medium-sized businesses (SMB) believe that an information technology (IT) security failure would be damaging in attaining their business priorities. Yet, only few are courageously making steps to fight against infringements due to resource limitations from other business related priorities. The research implies that company size plays an essential part in the way senior management views security. Among the challenges that SMBs face include keeping up-to-date with security solutions and keeping costs low.  Small-to-medium businesses&#8217; behavior towards security is very tactical and meets only immediate requirements. (unknown, 2007)</p>
<p>DawningStreams&#8217; relevance to these forces is two-fold.  We are a software company&#8212;there is an opportunity for us to lose the intellectual property by those who would download and attempt to modify the code.  We have competitors who offer functionality similar to ours, however we offer an additional functionality the others do not.  It is this &#8216;specialty functionality&#8217; for which we applied for a patent the United States Patent and Trademark Office. If the patent is granted, there is less likelihood of software piracy or the loss of our IP. Environmental scans should show us if there are other companies trying to do this.</p>
<p>The functionality, which most resembles our competitors&#8217;, is the ability to share files. That brings in a different concern with intellectual property- the possibility someone else&#8217;s IP could be sent from one of our users to another, as this could seriously damage our reputation, as what happened with Napster. (www.napster.com).</p>
<p>Conclusion</p>
<p>At one company after another&#8211;from Sears to IBM to Hewlett-Packard to Searle, strategy is again a major focus in the quest for higher revenues and profits. With help from a new generation of business strategists, companies are pursuing novel ways to hatch new products, expand existing businesses, and create the markets of tomorrow. Some companies are even recreating full-fledged strategic-planning groups. United Parcel Service expects to spin out a new strategy group from its marketing department, where strategic plans are now hatched. Explains Chairman Kent C. Nelson: &#8220;Because we&#8217;re making bigger bets on investments in technology, we can&#8217;t afford to spend a whole lot of money in one direction and then find out five years later it was the wrong direction.&#8221;</p>
<p>In such a world we need a planning model that allows us to anticipate the future and to use this anticipation in conjunction with an analysis of our organization&#8211;its culture, mission, strengths and weaknesses&#8211;to define strategic issues, to chart our direction by developing strategic vision and plans, to define how we will implement these plans and to specify how we will evaluate how well we are implementing these plans. The fact that the world is changing as we move forward in the future demands that the process be an iterative one.</p>
<p>References</p>
<p>Bilek, E. (n.d.) Compass Bankshares to be Acquired by Banco Bilbao Vizcaya Argentaria, S.A.,</p>
<p>Investor Relations. Retrieved from the Internet on March 31, 2007 at</p>
<p>http://media.corporate-ir.net/media_files/irol/77/77589/bbvarelease.pdf</p>
<p>Cole, Jim.  Zions makes small deal, cites growing Arizona market. American Banker, 171(175), 1-1. Retrieved March 31, 2007 from Proquest Database.<br />
<br />Ford Motor Company (2006). Ford Motor Company. Retrieved March 2007,</p>
<p>from the World Wide Web, Web Site: [https://ford.com]<br />
<br />Ford, S. (2004) Adapted from 13 Skills Managers Need to Succeed, Harvard Business School</p>
<p>Press.  Retrieved March 31, 2007 from EBSCOHost Database.</p>
<p>Hockenberry, Todd. (2006). Ford implements advanced laser marking. Industrial Laser Solutions, 21(4), 6-7. Retrieved March 31, 2007, from EBSCOhost database<br />
<br />Jacobs, P. (2005) Five Steps to Thriving in times of Uncertainty. Negotiation (p.3) Retrieved</p>
<p>April 1, 2007 from EBSCOHost Database.</p>
<p>McLean, J. (2006) We&#8217;re going through changes! British Journal of Administrative Management</p>
<p>54. Retrieved March 30, 2007 from EBSCOHost Database.</p>
<p>Pearce, J. &amp; Robinson, R, (2004). Strategic Management: Formulation, Implementation, and Control. [University of Phoenix Custom Edition e-text].  The McGraw-Hill Companies. Retrieved March 2007, from the University of Phoenix, Resource, MBA 580-Strategies for Competitive Advantage Course Web Site: https://ecampus.phoenix.edu/secure/resource/resource.asp<br />
<br />Author Unknown, Strategic Planning, After a decade of gritty downsizing, Big Thinkers are back in corporate vogue. (2006) Retrieved from the Internet at http://www.businessweek.com/1996/35/b34901.htm</p>
<p>Unknown (2007) 80% of Small-to-Medium Sized Firms Fear a Security Threat. Computer Security Update 8 (4).  Retrieved March 30, 2007 from EBSCOHost Database.<br />
<br />Unknown (2006)  Strategic Planning, After a decade of gritty downsizing, Big Thinkers are back<br />
<br />in corporate vogue. Retrieved from the Internet at<br />
<br />http://www.businessweek.com/1996/35/b34901.htm<br />
<br />US Department of Commerce (2007), Encryption (ch.10, section 742.15). Retrieved March 27, 2007 from the Bureau of Industry and Security Website at http://www.bis.doc.gov/news/2007/foreignpolicyreport/fprchap10_encryption.html<br />
<br />Watson, G. (2003) Business Environmental Scans for Intellectual Property Strategy (PowerPoint Presentation).  Retrieved March 28, 2007 from the Oklahoma State University website at http://www.okstate.edu/ceat/msetm/courses/etm5111/CourseMaterials/ETM5111Session3Part2.ppt#260,1,Business Environmental Scans for Intellectual Property Strategy</p>
<p>  Forces and Trends in Business</p>
<p>Steven Brown, MBA is a loving husband and father of two boys.  He enjoys his time with his family by providing a strong family foundation of Christian Faith.  After completing his Bachelors degree, Steven wanted to further his ability to teach and share to others his mindset that they can do anything if they would believe in themselves.</p>
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